3. The paper examines the ‘total lifetime’ cost of a 25 year old immigrant who works for the minimum wage, marries, has two children, does not have a pension and therefore in retirement receives Pension Credit, and lives throughout in private rented housing. The evaluations in this paper take the costs from the date of marriage at aged 25 through 40 years of work to retirement at 65 years of age and then 15 years of retirement.

So, um, I guess this also applies to low-income indigenous UKer’s too?

The cost of living in the US is much cheaper, but if I can get so much more assistance in the UK without even having to work I think I might move there!